Industry welcomes TRID grace period but Congress says it’s not enough

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Then, on June 10, a large group of industry trade organizations joined Congress in pushing the CFPB to formalize that grace period for the enforcement of the TRID requirements. Some in Congress, including U.S. Rep. Blaine Luetkemeyer, R-Mo., Chairman of the Housing and Insurance Subcommittee, and U.S. Rep. Randy Neugebauer, R-Texas, Chairman of.

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On its face, the grace period gives the industry greater confidence and more time to properly implement TRID and put the new integrated disclosures to use. At the same time, because the grace period is indefinite and no one knows for sure how the CFPB will handle enforcement, industry professionals will continue to have nightmares and headaches.

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CFPB Announces TRID (TILA RESPA Integrated disclosure) grace period. The Industry welcomes TRID grace period but Congress says it’s not enough. Some members want a definitive period, more assurances: HousingWire reported on June 3rd that the CFPB will implement a good-faith enforcement grace period for TRID implementation following August 1.

TRID: The Know Before You Owe Rule. We have all been talking about the TILA/RESPA Integrated Disclosure rule, also known as TRID. Since this rule is designed to help borrowers understand the terms of their home financing transaction, there is a trend to start referring to this rule as the Know Before You Owe rule instead of TRID.

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Podcast #117 Uncovering Resistant Starch w/ Dr. Grace Liu - Bulletproof Radio It's official: CFPB will grant grace period on TRID. – The consumer financial protection Bureau will not delay implementing the complex TILA-RESPA Integrated Disclosure requirements that go into effect Aug.1, but there will be a good-faith enforcement grace period that both the mortgage industry and a bipartisan coalition in Congress have asked for.. The TRID rule, which was brought forth by the CFPB, has a sweeping impact on the real estate.